Terms of Use

NAIJASILVERGOLD maintains this site (the “Site”) for your personal entertainment, information, education, and communication. You may download material displayed on the Site for non-commercial, personal use only. You may not distribute, modify, transmit, reuse, report, or use the contents of the Site for public or commercial purposes, including the text, images, audio, and video without NAIJASILVERGOLD’s written permission.
All logos contained herein are registered trademarks. All brands and product names are trademarks or registered trademarks of their respective companies. All prices and configurations are subject to change without notice or obligation. Prices do not include shipping and handling or any applicable sales taxes. Shipping and handling charges may vary. All prices are in U.S. dollars.
Your access and use of the Site is also subject to the following terms and conditions (“Terms and Conditions”) and all applicable laws. By accessing and browsing the Site, you accept, without limitation or qualification, the Terms and Conditions.
Terms and Conditions
1. You should assume that everything you see or read on the Site is copyrighted unless otherwise noted and may not be used except as provided in these Terms and Conditions or in the text on the Site without the prior written permission of NAIJASILVERGOLD. NAIJASILVERGOLD neither warrants nor represents that your use of materials displayed on the Site will not infringe rights of third parties not owned by or affiliated with NAIJASILVERGOLD.
2. While NAIJASILVERGOLD uses reasonable efforts to include accurate and up-to-date information on the Site, NAIJASILVERGOLD makes no warranties or representations as to its accuracy. NAIJASILVERGOLD assumes no liability or responsibility for any errors or omissions in the content on the Site.
3. This web site is intended for adult users only, and children under the age of 18 are not eligible to participate in the commercial features of this web site.
4. Your use and browsing of the Site is at your risk. Neither NAIJASILVERGOLD nor any other party involved in creating, producing, or delivering the Site is liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the Site. Without limiting the foregoing, everything on the Site is provided to you “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OR MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties. Because our web site is provided to you “As Is,” you agree that NAIJASILVERGOLD shall not be liable to you or any third party for any delay in delivery of, or failure to deliver any of your communications or other information you submit using our web site. Because our web site is provided to you “AS AVAILABLE,” you agree that NAIJASILVERGOLD shall not be liable to you or any third party for any modification, suspension, or discontinuance of our web site or your ability to access it. NAIJASILVERGOLD also assumes no responsibility, and shall not be liable for any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video, or audio from the Site.
5. Any communication or material you transmit to the Site by electronic mail or otherwise, including any data, questions, comments, suggestions, or the like is, and will be treated as, non-confidential and non-proprietary. Anything you transmit or post may be used by NAIJASILVERGOLD or its affiliates for any purpose, including but not limited to reproduction, disclosure, transmission, publication, broadcast, and posting. Furthermore, NAIJASILVERGOLD is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to the Site for any purpose whatsoever, including but not limited to developing, manufacturing and marketing products using such information.
6. Images of people or places displayed on the Site are either the property of, or used with permission by, NAIJASILVERGOLD. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by these Terms and Conditions or specific permission provided elsewhere on the Site. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
NAIJASILVERGOLD has not reviewed all of the sites linked to the Site and is not responsible for the contents of any off-site pages or any other sites linked to the Site. Your linking to any other off-site pages or other sites is at your own risk.
7. Unless otherwise noted or agreed in writing, any items that you purchase through the NAIJASILVERGOLD Web Site are subject to the NAIJASILVERGOLD warranty policy.
8. NAIJASILVERGOLD may, in its sole discretion and at anytime, discontinue the NAIJASILVERGOLD web site, or any part there of, with or without notice. You agree that you do not have any rights in our web site and that NAIJASILVERGOLD will have no liability to you if this web site is discontinued or your ability to access our web site is terminated.
9. NAIJASILVERGOLD may at any time revise these Terms and Conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the current Terms and Conditions to which you are bound.
This is a binding agreement (“Agreement”) between the American Speech-Language-Hearing Association (“NAIJASILVERGOLD”) and you, the user (“You” or “Your”). NAIJASILVERGOLD’s Web Site, www.NaijaSilverGold.org, is offered to You conditioned on Your acceptance, without modification, of the terms, conditions, and notices contained herein. By using NAIJASILVERGOLD’s Web Site, You confirm Your acceptance of, and agree to be bound by, this Agreement and all such terms, conditions and notices.

Modification of These Terms of Use
Naijasilvergold reserves the right to change the terms and conditions of this agreement, including our separate privacy policy, from time to time as we deem appropriate. such changes, modifications, additions or deletions shall be effective immediately upon posting unless otherwise indicated. naijasilvergold has no duty or obligation to inform prior users of this web site that changes have been made, regardless of the scope and importance of the changes. you are responsible for regularly reviewing these terms and conditions. your non-termination or continued use of naijasilvergold’s web site after changes are posted constitutes your acceptance of this agreement as modified by the posted changes. naijasilvergold may change, restrict access to, suspend, or discontinue naijasilvergold’s web site, or any portion of naijasilvergold’s web site, at any time.

Privacy Statement
Because your privacy is important to You and to NAIJASILVERGOLD, NAIJASILVERGOLD will operate NAIJASILVERGOLD’s Web Site in accordance with its Privacy Statement, which is incorporated into this Agreement by this reference and which may be viewed by following this link to the Privacy Statement. BY CONSENTING TO THIS TERMS OF USE AGREEMENT FOR NAIJASILVERGOLD’S WEB SITE, YOU CONSENT TO THIS PRIVACY STATEMENT.

Copyright and Trademark Ownership, Notices and Infringement
All contents of NAIJASILVERGOLD’s Web Site are: Copyright ©2015NAIJASILVERGOLD. All rights reserved.
NAIJASILVERGOLD does not claim ownership of the individual materials or information You may provide to NAIJASILVERGOLD, including without limitation feedback, suggestions, posts, uploads, inputs, or submissions to NAIJASILVERGOLD’s Web Site including without limitation any of NAIJASILVERGOLD’s Web Services. However, if You provide such materials or information to NAIJASILVERGOLD:
• You are warranting and representing that You own or otherwise control all of the rights to Your materials or information including, without limitation, all the rights necessary for You to provide, post, upload, input or submit the materials or information; and
• You are granting NAIJASILVERGOLD, its affiliated entities and necessary sublicenses permission to use Your materials or information, including without limitation the rights to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, make derivative or collective works, translate and reformat the materials or information, and to publish Your name in connection with Your materials or information. NAIJASILVERGOLD will not pay You compensation with respect to the use of Your materials or information.
You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from NAIJASILVERGOLD’s Web Site, without the prior written permission of NAIJASILVERGOLD. Please refer to the copyright statement for further information and for details on requesting permission to reuse our content.
NAIJASILVERGOLD grants You the limited and nonexclusive right and license to access or download content from NAIJASILVERGOLD’s Web Site solely for Your personal and non-commercial use and as necessary in connection with the use of any services available through NAIJASILVERGOLD’s Web Site. Except as expressly authorized in this Agreement, You may not modify, distribute, reproduce, display, or use NAIJASILVERGOLD’s Web Site or any elements thereof. All rights not expressly granted to You by us in this Agreement are reserved to NAIJASILVERGOLD and You acknowledge that You do not acquire any ownership rights by accessing or downloading copyrighted material from NAIJASILVERGOLD’s Web Site as authorized hereunder.

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Any rights not expressly granted herein are reserved.